Bluebell Mortgages
  • First Time Buyer

    Bluebell Mortgages are expert mortgage brokers and have a detailed knowledge of mortgage lenders’ and first time buyer mortgages.

    Moving Home

    We can inform you of all the likely fees associated with a house move, identify your current position and calculate your likely required loan amount.

    Remortgaging

    If you already have a mortgage and your current deal is due to expire in the next 6 months, we can help find you the most effective deal for you.

    Buy To Let

    We have a vast experience of the Buy To Let market and are able to offer our clients detailed advice on the correct method of funding potential purchases.

    Shared Ownership

    An effective way for first time buyers to get on the property ladder, it can considerably reduce the amount needed for a deposit.

    Specialist Finance

    Bluebell Mortgages have specialist advisors who can assist you with your first or next commercial or self-build development.

    Older Borrower

    The days of retiring at 65 are disappearing fast, people are living longer and borrowers are getting older.

    Insurance

    This can range from Life Assurance to protect your mortgage or family, Critical Illness cover, Income Protection and General Insurance.

  • FAQ's

    We’ve collated our most frequently asked questions below, but if there’s a question on your mind that we haven’t covered, please get in touch.

    Success Stories

    We’re passionate about helping people get to where they want to be on the property ladder. Our customers share their stories of how we helped them.

    Knowledge Base

    Here we can share with you our many years of industry experience & knowledge so that you can feel confident and prepared for your mortgage journey.

    News

    We regularly post about all things in the Mortgage world and other industry information. We also post about what's going on at Bluebell Mortgages.

Planning Your Next Move? Our Handy Checklist Has You Covered

Moving home is a significant life event, and ensuring a smooth transition requires attention to detail and meticulous planning. If you’re thinking of moving, we’ve compiled an extensive checklist to assist during the moving process.

1. Career-Related Notifications 

  • Employer: Inform them for updated payroll and contact details. 
  • HM Revenue & Customs (HMRC): Essential for tax-related updates. Visit gov.uk for instructions. 
  • National Insurance: Update your NI information using your NI number. Check online for contact details. 

2. Local Authorities and Governmental Entities 

  • Council Tax: Update your address via the relevant gov.uk site. 
  • Electoral Roll: Re-register at your new area through https://www.gov.uk/register-to-vote
  • Department for Work and Pensions: Notify them if you’re receiving government funds. 

3. Recreational Considerations 

  • Local Subscriptions: Cancel memberships to local gyms or clubs. 
  • Postal Subscriptions: Update them with your new address. 

4. Household Utilities and Services 

  • TV and Broadband: Notify them of your move for billing and service adjustments. 
  • Telephone: Update both landline and mobile providers. 
  • TV Licence: Update your licence at the TV Licensing website. 
  • DVLA Driving Licence: Update your driving licence address online. 
  • Vehicle Breakdown Cover: Update your details with your provider.
  • Vehicle Insurance: Advise of your new address, be prepared for potential cost changes, insurance is graded based on risk rating at your new property.
  • V5C Vehicle Log Book: Update the address on your V5C at the Government website.

5. Educational Institutions 

  • Schools: Notify them if you have children for contact information updates. 
  • Universities: Inform them of your move for record updates. 

6. Insurance Policies 

  • General Insurance: Update address details for various policies like health, home, life, travel, and pet insurance. 

7. Services Providers 

  • Maintenance Services: Cancel or update addresses for gardeners, window cleaners, etc. 

8. Financial Institutions 

  • Banks and Building Societies: Update your residence address. 
  • Premium Bonds: Ensure your address is current for receiving any winnings. 
  • Pensions: Contact your pension provider with the new address. 
  • Loan and Credit Card Companies: Notify them of your change of address. 

9. Utilities 

  • Electricity and Gas: Notify providers and take meter readings on moving day. 
  • Water: Inform your provider about your moving date. 

10. Settling Into Your New Home 

  • Postal Redirect: Set up a redirect with Royal Mail for any mail to your old address. 

We hope that this comprehensive checklist can help to make the moving process as smooth and as stress-free as possible, and by updating your address with all relevant parties as soon as you can, should help to minimise future complications or delays in services as you move into your new home.

All the information in this article is correct as of the publish date 25th January 2024. The opinions expressed in this publication are those of the authors. The information provided in this article, including text, graphics and images does not, and is not intended to, substitute advice; instead, all information, content and materials available in this article are for general informational purposes only. Information in this article may not constitute the most up-to-date legal or other information.

Have questions ?  Call us on 01473 213312

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